VA Benefits 101: What Every Veteran Should Be Claiming

By Veteran Owned USAApril 22, 2026

You Earned These Benefits — Don't Leave Them on the Table

Many veterans are unaware of the full range of benefits available to them through the Department of Veterans Affairs. Whether you served two years or twenty, there are programs designed specifically for you.

Disability Compensation

If you have a service-connected injury or illness, you may be eligible for monthly tax-free compensation. The amount depends on your disability rating, ranging from 0% to 100%.

How to apply: Visit VA.gov or call 1-800-827-1000 to start your claim.

Health Care Enrollment

All veterans who served on active duty and were discharged under conditions other than dishonorable may be eligible for VA health care. This includes:

  • Primary care
  • Mental health services
  • Prescriptions
  • Dental and vision (in some cases)

Education Benefits

The GI Bill covers tuition, housing, and books for eligible veterans. The Post-9/11 GI Bill is the most comprehensive, but the Montgomery GI Bill, Vocational Rehabilitation (VR&E), and STEM scholarships are also available.

Home Loan Guaranty

The VA Home Loan benefit allows eligible veterans to purchase a home with no down payment and no private mortgage insurance (PMI). This can save you tens of thousands of dollars over the life of a loan.

Life Insurance

SGLI (Servicemembers' Group Life Insurance) can be converted to VGLI (Veterans' Group Life Insurance) after separation. Don't let your coverage lapse.

Pension

Low-income veterans who are permanently and totally disabled may qualify for VA Pension. Surviving spouses may also be eligible for Dependency and Indemnity Compensation (DIC).

Action Steps

  1. Request your DD-214 at the National Personnel Records Center if you don't have one
  2. Register at VA.gov and create an account
  3. Schedule a free benefits consultation with your local VSO (Veterans Service Organization)
  4. File your disability claim — even if you're not sure you qualify

Don't wait. Some benefits have time limits from your separation date.